Welcome to our website.
If you disagree with any of these terms, please do not use our website.
The material contained in this site is provided for general information only. It is subject to change without notice.
We make no express or implied conditions, warranties or representations about any of the content, its accuracy or its suitability for any particular purpose.
Your use of any information or materials on this website is entirely at your own risk. It is your responsibility to ensure that any products, services or information available through this website meet your specific requirements.
We accept no responsibility or liability for any loss of any kind, including liabilities to third parties, which may arise as a result of your use of this site and any information contained in it.
All services or products provided by us are subject to our terms of business.
Information and training materials are for guidance only. Please take appropriate professional advice before making specific business or personal decisions.
We provide links to other websites, for information only. We are not responsible for any information they contain or for the security of any website which may be accessed through this site.
Although we take reasonable steps to protect our website content, we cannot guarantee that downloads are free from viruses and recommend that you take your own virus precautions.
You agree not to post or transfer to our website, any material which is obscene, misleading, inaccurate, defamatory or in breach of any copyright or intellectual property rights or that will cause any damage to data, software or the performance of any computer system.
The content of these web pages is the copyright of Julie Smith.
You may copy, or download any information obtained from this site, for your personal use. You may copy any information on the site and use it in your own materials, provided you include a full acknowledgement of its source and if the information is put on another website you must also include a link back to this site.
You may not amend any documents you download from this site, although you are welcome to copy and distribute them in full.
Some of the images on this site are the copyright of Julie Smith and some we have licensed. You may not use any image(s) on our site, without first obtaining our approval in writing. The use of our logo(s) is strictly forbidden and approval will not normally be given, unless you are promoting one of our products or services. For licensed images we are not usually able to approve or give permission for their use by 3rd parties, under the terms of our license.
We may change these terms. When you continue to use the site, you are agreeing to these changes. Please refer back to this page regularly.
Your use of this website is governed by the laws of England and Wales and any disputes arising out of its use will be submitted to the jurisdiction of the courts of England and Wales.